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WA Insurance Group & Winona Agency Blog: workers' compensation

View the latest blog posts from WA Insurance Group & Winona Agency.

Blog by: Garry Watts, CPCU, CRM The number one work comp injury nationwide is… back injury.  Back injuries can be very puzzling to employers and very frustrating for employees.  Chronic back disorders can develop over time as a result of repetitive actions. READ MORE >>

Blog By: Garry Watts, CPCU, CRM When an on-the-job injury or illness results in permanent work restrictions, you are required to provide the injured worker a position that fits medically determined specifications. If you are unable to accommodate the permanent work restrictions, vocational rehabilitation benefits are available to the injured employee. READ MORE >>

Blog By: Garry Watts, CPCU, CRM Based on the geographic location of your business, many state workers' compensation statutes limit and mandate certain employer actions when a worker is injured.  Depending on the state, there are specific timelines to follow and forms to complete. READ MORE >>

Blog by: Garry Watts, CPCU, CRM The moment an injury occurs, it initiates a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery period, the first 24 hours after an injury are the most crucial. To respond effectively to an incident, the majority of the action items should occur within 24 hours. READ MORE >>

Blog by:  Garry Watts, CPCU, CRM How may an employee on concurrent workers’ compensation and FMLA leave pay for group health coverage?  For other non-health benefit premiums? An employee who is receiving payment as a result of a workers’ compensation injury must make... READ MORE >>

Blog by:  Garry Watts, CPCU, CRM The Federal Family and Medical Leave Act (FMLA) and state workers’ compensation laws may both cover an employee who suffers a serious health condition while on the job. The Department of Labor (DOL) has issued revised regulations that implement the FMLA. READ MORE >>

Blog By:  Garry Watts, CPCU, CRM Even with the best safety programs in place, accidents can still happen. When an injury occurs several parties can be involved: the injured worker, their supervisor, medical personnel, human resources and more. READ MORE >>

Blog By:  Garry Watts, CPCU, CRM Workers' compensation laws are often misunderstood becuase they can vary significantly between states.  If your employee reports an injury and you are unsure of what steps to take, you are not alone. READ MORE >>

Blog by: Garry Watts, CPCU, CRM By implementing workplace health initiatives, many companies are taking proactive measures to help with decreasing health issues affecting their employees. This is particularly important because of the following:  The working population is aging, with the national average around 46 years old. READ MORE >>

By Garry Watts, CPCU, CRM When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. READ MORE >>

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